<?xml version="1.0"?><rss version="2.0"><channel><title>Essex Connecticut Real Estate News &amp; Listings Presented By Page Taft GMAC Real Estate</title><link>http://www.mickmarsden.com</link><description></description><lastBuildDate>Wed, 10 Mar 2010 09:53:42 GMT</lastBuildDate><item><title>Weekly Mortgage Update</title><description><![CDATA[<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Arial;">Here are the current mortgage rates as report by the folks at Fenwick Mortgage in Old Saybrook, CT:</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;"><img src="http://www.mickmarsden.com/agent_files/Screen-shot-2010-03-03-at-7.50.40-AM.jpg" alt="" width="550" height="184" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;"><span style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12pt;"><span style="font-size: 13px;"><span style="font-family: Helvetica, Arial, Helvetica, sans-serif; font-size: 12pt;"><span style="font-size: 12px;"><br /></span></span></span></span></p>]]></description><link>http://www.mickmarsden.com/Blog/Weekly-Mortgage-Update</link><guid>http://www.mickmarsden.com/Blog/Weekly-Mortgage-Update</guid><pubDate>Wed, 03 Mar 2010 03:00:00 GMT</pubDate></item><item><title>Do you source new business from word of mouth?</title><description><![CDATA[<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">Word of mouth is one of, if not the best, way to find new, loyal, customers. BNI (Business Network International) has one focus: To gather groups of dedicated professionals in every field imaginable and meet once per week to refer new business. How many times have you asked someone: "Do you know a good plumber?"&nbsp; It could easily be a photographer, REALTOR&reg;, insurance pro, boat mechanic, etc. It's how we help friends, family, and acquaintances to get their job done with someone they know will work out.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/BNI/BNI%20Before%20Charter%2012.jpg" alt="" width="660" height="440" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;"><em>Stephen Shaw, Chapter President speaking with a new member</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;"><em><br /></em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">The new Essex, CT chapter of BNI that just formed is off to a great start with 25 new business members and that's just the beginning. Would you like to expand your business this way? Imagine having the help of 25 (and constantly growing) members each week giving you more of how you already grow your business? If so, consider this your invitation to attend as my guest this Tuesday morning at 7:30am at the Essex Town Hall auditorium. You'll be finished by 9am so you can get on with your day but with one difference. You'll be charged with the energy of the 25 people who absolutely love what they do who'll come to know you and your business so they can begin sending new customers to you.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">Here are some examples of what types of business we're looking for that aren't currently represented:&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Business Lawyer</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Photographer</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Home Appraiser</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Payroll Service</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Personal Trainer</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Restauranteur</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Civil Lawyer</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull;&nbsp;Florist</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull;&nbsp;Bookkeeper</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Business coach</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Credit Card Merchant</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Plumber</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; Office supplies</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&bull; and many more.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/BNI/BNI%20Before%20Charter%205.jpg" alt="" width="660" height="310" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">If accepted into the chapter you will be the ONLY business person in that genre. What do you have to lose? Come visit, come join this Tuesday. We meet every week and we're building new business now. Don't miss out!</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">I, as the chapter's REALTOR&reg;, am there to find new buyers for my existing selling customers, more selling customers. It also helps me source great services for both customer types with the comfort of knowing they'll get a great job done at a great price. My first experiences have been stellar. Yours will too.</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana; min-height: 16.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">I also serve in a leadership role as the chapter's Educational Coordinator. It is my job to help members communicate about their business message with greater clarity, understand the BNI process, and much more. My goal is to help everyone get the most for the time spent at meetings and their membership.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 13.0px Verdana;">I hope to see you at the next meeting.&nbsp;</p>]]></description><link>http://www.mickmarsden.com/Blog/Do-you-source-new-business-from-word-of-mouth</link><guid>http://www.mickmarsden.com/Blog/Do-you-source-new-business-from-word-of-mouth</guid><pubDate>Mon, 01 Mar 2010 03:00:00 GMT</pubDate></item><item><title>Fully Remodeled Mint Condition Home</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/507-Trumbull-Highway-Lebanon-Connecticut/i/212025/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p class="Body" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">It&rsquo;s easy living. No stairs unless you&rsquo;re looking to exercise; maybe you&rsquo;re the kid who&rsquo;s reading this and plan on claiming it as a 35&rsquo; x 14&rsquo; playroom. The kitchen is open and filled with light allowing you to handle all of those people who insist on visiting you where you cook! The spacious living room is anchored by a brick, wood-burning fireplace with heat-a-lators to lower your heating bills while giving you the ambiance you look for in a crackling fire on a cold winter day.&nbsp;</p>
<p class="Body" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">&nbsp;</p>
<p class="Body" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">You&rsquo;ll find that all of the electrical, plumbing, and heating systems are all up-to-code leaving you with no worries of incurring large bills for upgrades and repairs.&nbsp;</p>
<p class="Body" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">&nbsp;</p>
<p class="paragraph_style_2" style="color: #50504d; font-family: HoeflerText-Black, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 700; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">Check out this list of new improvements that was made to this home:</p>
<ol style="text-indent: 0px; list-style-type: none; list-style-image: none; padding: 0px; margin: 0px;">
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Septic system and leaching fields</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Roof</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Siding</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Windows - vinyl, tilt in, low E&nbsp;glass</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Porch</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Deck</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Handicapped ramp</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Doors - all interior and exterior</p>
</li>
</ol>
<p class="Body" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">&nbsp;</p>
<p class="paragraph_style_2" style="color: #50504d; font-family: HoeflerText-Black, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 700; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;">Totally remodeled, including new from 2007-2009:</p>
<ol style="text-indent: 0px; list-style-type: none; list-style-image: none; padding: 0px; margin: 0px;">
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Bathrooms</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Kitchen</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Plumbing</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Electrical</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Sheetrock</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Insulation</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Flooring in all areas</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Existing wood floors were refinished</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0px; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Appliances&nbsp;</p>
</li>
<li class="full-width" style="line-height: 17px; margin-top: -1px; padding-left: 0px; text-indent: 0px;">
<p class="paragraph_style_3" style="color: #50504d; font-family: HoeflerText-Regular, 'Hoefler Text', 'Times New Roman', serif; font-size: 12px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: 0px; line-height: 17px; opacity: 1; padding-bottom: 0pt; padding-top: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; margin: 0px;"><span class="Bullet" style="text-decoration: none; text-transform: none; position: relative; top: 1px; border: initial none initial;"><img style="height: 12px; width: 13px; border: initial none initial;" src="http://web.me.com/twoup/507_Trumbull_Highway/About_507_Trumbull_files/bullet_nb_box-blue_check.png" alt="Bullet" /></span>Well pump</p>
</li>
</ol>]]></description><link>http://www.mickmarsden.com/property/507-Trumbull-Highway-Lebanon-Connecticut</link><guid>http://www.mickmarsden.com/property/507-Trumbull-Highway-Lebanon-Connecticut</guid><pubDate>Wed, 24 Feb 2010 20:39:54 GMT</pubDate></item><item><title>Snowdoggies-A place for great hot dogs, ice cream, and more</title><description><![CDATA[<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;"><img src="http://www.mickmarsden.com/agent_files/snowdoggies.jpg" alt="" width="550" height="145" />&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">It was a typical busy weekend for me with client appointments, home showings, and a boatload of photography and marketing work waiting for me at my home office. On my way home&nbsp; on Saturday I was famished and was thinking about what I could do quickly at home. At that moment I looked out my window and say the "Open" in the window of the new SnowDoggie establishment where the Tylerville Package Store once was just next to the Cooking Company.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">I quickly turned in to go grab a quick lunch. I entered into a brand new interior build out which still has a work in progress feel as Ron Snow, the proud and enthusiastic owner, explained his plans to make Snow Doggies stand out. Ron, also known as "Ron and on and on" because of his propensity for conversation on just about any topic.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;"><img src="http://www.mickmarsden.com/agent_files/RonSnow.jpg" alt="" width="768" height="1024" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;"><em>Proprietor Ron "and on and on" Snow</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;"><em><br /></em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">I ordered a hot dog and an extra thick chocolate milk shake. About half-way through eating the hot dog, I ordered another. They're great. He uses Muckes brand hot dogs and grills both dogs and buns, a nice departure from the boiled and steamed variety. At least I prefer a dog this way. The shake was also perfect.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;"><img src="http://www.mickmarsden.com/agent_files/mural.jpg" alt="" width="1024" height="768" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;"><em>A portion of the mural that kids will love.</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">Ron tells me that steamed cheeseburgers will be available by the time you read this blog and is working towards adding other items to keep people coming back. In his showcase is a plethora of "penny" candies (I date myself here) so bring the kids if they've not had this experience.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica;">Good luck Ron. I hope you take my advice and add frozen custard to your mix of goodies. I might end up living there if you do!</p>]]></description><link>http://www.mickmarsden.com/Blog/Snowdoggies-A-place-for-great-hot-dogs-ice-cream-and-more</link><guid>http://www.mickmarsden.com/Blog/Snowdoggies-A-place-for-great-hot-dogs-ice-cream-and-more</guid><pubDate>Wed, 24 Feb 2010 03:00:00 GMT</pubDate></item><item><title>The River to Shore Group Uses iPhone App to Assist Buyers</title><description><![CDATA[<p>We are known for being experts at using leading edge technology in real estate to best serve our buyers and sellers. It should then come as no surprise to learn that our listings are now iPhone enabled.&nbsp;</p>
<p><img src="http://www.mickmarsden.com/agent_files/iPhoneAppSampleScreen.png" alt="" width="399" height="832" /></p>
<p>We debated on whether to wait until our branded app would finally available on the App Store but hey, you're in the market now. You'll love how this free app will allow you to stand in front of any of our listings, or any other on the MLS for that fact, and see photos and up-to-the-minute details on the home you're in front of. You can easily see what else is for sale nearby to see how well it's priced and with the touch of your finger you can be talking to us immediately or send us an email with your question or request to see the home.&nbsp;</p>
<p><a id="IDX-myAgentBanner" style="display: block; text-align: center; color: #fff; font-family: Arial; font-size: 14px; font-weight: bold; border: 0px; background-image: url(http://www.idxco.com/images/layout/badges/iphone/myAgent_horz_red.png); width: 160px; height: 23px; padding: 57px 0px 0px 40px;" href="http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewSoftware?id=336858030&amp;mt=8&amp;s=143441">4255</a></p>
<p>Download your free app today!&nbsp;Click the icon below and enter 4255 when prompted. It's that simple.</p>]]></description><link>http://www.mickmarsden.com/Blog/The-River-to-Shore-Group-Uses-iPhone-App-to-Assist-Buyers</link><guid>http://www.mickmarsden.com/Blog/The-River-to-Shore-Group-Uses-iPhone-App-to-Assist-Buyers</guid><pubDate>Fri, 12 Feb 2010 06:43:00 GMT</pubDate></item><item><title>Charming Colonial</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/1-Frederick-Place-Clinton-Connecticut/i/208659/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>You can fix a house but not the location. In this case neither has to be fixed. Would you like to be close to the highway and town but not hear it? Have you been looking for a quiet, private corner, lot? A newer home that isn't going to break you with maintenance and upgrade costs? If so, then maybe 1 Frederic Place will be your next address.</p>
<p>This tried and true colonial home fits in with New England as well as today's lifestyles that demand an open floor plan. Whether you enter from the roomy, attached 2-car garage or the front door beneath the full length, spindled front porch, gleaming hardwood floors yield to an expansive open floor plan. Although it has an open floor plan, the design did not forget to retain a cozy formal dining area that adjoins a parlor that easy expands to take on additional dinner guests at those larger family holiday dinners.&nbsp;</p>
<p>The master bedroom suite, 1 of 4 roomy bedrooms is large enough to hold the boldest of bedroom sets and not feel cramped. There is an on suite master bath with an ample walk-in shower, jetted soaking tub, and cultured twin sink vanity.&nbsp;</p>
<p>A large bonus room is also what one expects in house of this design.&nbsp;</p>
<p>A large level yard affords a generous buffer from the road and evergreen and deciduous tress and fencing provide year round privacy.&nbsp;</p>
<p>Call us today to view in person.&nbsp;</p>]]></description><link>http://www.mickmarsden.com/property/1-Frederick-Place-Clinton-Connecticut</link><guid>http://www.mickmarsden.com/property/1-Frederick-Place-Clinton-Connecticut</guid><pubDate>Sat, 06 Feb 2010 23:18:23 GMT</pubDate></item><item><title>New BBQ &amp; Steak House Opens in East Haddam</title><description><![CDATA[<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;Finally East Haddam has another choice beside Italian. Thanks to the hard work of Melissa Ziobron and the <a href="http://www.easthaddam.net" target="_blank">East Haddam EDC</a> we've got new restaurants open in town to go to&hellip;and even on a Monday night!</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">Tonight was no different than many in my life and that of my bride: a long day of meetings with clients and colleagues filled with fielding issues on deals in the works by phone, emails, texts, and the like. By the end of a day like this neither my wife or I can muster the energy to cook. What's worse it's Monday when most restaurants are closed. Until now we've had little choice other than order a pizza which frankly we're plain tired of.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">Solution: Go to the new Hilltop BBQ and Steak House just one week old owned and operated by Ernie and Cindy Piatti that is now open in the former Knucklehead joint (now free of knuckleheads :).</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/BBQ/BBQ%202.jpg" alt="" width="660" height="495" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">As we entered the foyer we were pleasantly greeted by Nicole who seated us and served us this evening. The decor is upbeat and bright with rustic vertical wood siding emulating the BBQ road houses I've frequented in my travels south in the Carolina and Tennessee. There are many flat screens spaced along the perimeter walls with a variety of sports, music, and entertainment channels. There's even a small one above the urinal which I think is meant to discourage the need for those who can't help but write their name on the walls. There's a great bar that's separated from the main dining area so it's appropriate for families with young ones.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/BBQ/BBQ%201.jpg" alt="" width="480" height="640" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><em>Server extraordinaire Nicole</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">The menu was loaded with personal favorites: Ribs, steaks, brisket, pulled pork, burgers, French onion soup, many salads, appetizers, and great deserts. We were torn so we opted for the great sampler that gave a little of a lot we were undecided about: Memphis Style Ribs (not smoked), St. Louis Style Ribs (Smoked&hellip;both varieties were perfectly cooked), pulled pork, brisket, and sweet potato fries (best we've ever had). On the table was a variety of 3 homemade BBQ sauces: Sweet, House, and HOT (the hot and house being my favorites). The ribs fell off the bone like you'd expect at a great BBQ house and they give you a bucket so the bones don't crowd your plate. The pulled pork was both sweet and savory, perhaps a mix of shoulder and butt and it was hard to decide which sauce to use next.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">Nicole (ask for her by name) was a bright and cheery server who never let you want for anything&hellip;including desert. Nicole offered us two varieties of cheesecake, key lime pie, and pecan pie. Unfortunately they were out of key lime pie so we opted for another favorite: Pecan Pie with whipped cream. It was simply over the moon. We noted a hint of Southern Comfort, a very nice crust, and filling moist and delicious with crunchy pecans on top. It felt like we were transported to the south tonight in some kind of East Haddam time machine.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">We loved that we were offered Foxon Park soda in bottles which is brewed right here in CT and of course any mixed drink that could be slid down the glossy topped bar.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">Lizzy and I can't wait to go back. Maybe to try the steak. Perhaps a burger at lunch.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/BBQ/BBQ%203.jpg" alt="" width="660" height="495" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><em>Ernie &amp; Cindy Piatti-Owner Operators (and apparently happily married)</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><em><br /></em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">Get down to the Hilltop BBQ and Steakhouse soon. Say hi to Ernie and Cindy and tell them Mick sent you. They need you, East Haddam and Moodus residents to support them. If you don't, then you'll be back to a choice of Pizza, pizza, and, oh yeah, pizza. Not that I don't like pizza, I in fact love it, but too much of anything ain't good for you.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">The Hilltop BBQ and Steakhouse does not have a website yet but will have one soon.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">(Sorry about the less than perfect photos...I didn't have my Nikon with me...just my iPhone in low light)</p>]]></description><link>http://www.mickmarsden.com/Blog/New-BBQ-Steak-House-Opens-in-East-Haddam</link><guid>http://www.mickmarsden.com/Blog/New-BBQ-Steak-House-Opens-in-East-Haddam</guid><pubDate>Tue, 02 Feb 2010 03:00:00 GMT</pubDate></item><item><title>Haiti Art Show Fund Raiser a Success!!</title><description><![CDATA[<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">The Haiti Art Show held on 30 January 2010 at Page Real Estate's Essex Office was a rave success!! Thanks to all of those who came to buy this wonderful art. Jenifer Grant, daughter of the founders of H&ocirc;pital Albert Schweitzer located in<span style="font: 14.0px Arial;"> Deschapelles</span>, Haiti was present to greet everyone who came buy or just to enjoy the art and festivities. Half of the art was sold within the first hour. I'm told by colleague Linda Freedman, the agent whom organized and promulgated the event and spent more hours than anyone else to make sure it was a success, stated that we raised $7,500 at last count.</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/Haiti%20Event/Haiti%20Art%20Show%20Results%2034.jpg" alt="" width="425" height="640" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">The art was amazing. I decided to buy the incredible two toned steel drum sculpture that hung above my desk all week before the doors opened. I guess the trumpeting angel called to my. I will consider it a River to Shore donation to the cause. I was torn between the many styles from the varied artists styles that adorned our walls.&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;"><img src="http://www.mickmarsden.com/agent_files/Haiti%20Event/Haiti%20Art%20Show%20Results%2015.jpg" alt="" width="660" height="492" /></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana; min-height: 17.0px;"><em>Jenifer Grant will be going to Haiti soon and will bring back more art to have another fund raiser. 100% of the proceeds went to the hospital. Jenifer's generosity is immense. Come meet her at the next event.</em></p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana;">The hospital was spared from the horrible quake that left thousands dead and the capital in total ruins and is what has motivated many to help in person or through donations. Post Gazette staff writer Dennis Roddy tells the real story that motivated this event that begins:</p>
<p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 14.0px Verdana; min-height: 17.0px;">&nbsp;</p>
<p style="margin: 0.0px 0.0px 16.0px 0.0px; font: 16.0px Arial;"><em>DESCHAPELLES, Haiti -- The earth did not quake much, this far north. Instead, the land to the south shook loose its population and the people of Haiti's capital rolled uphill.</em></p>
<p style="margin: 0.0px 0.0px 16.0px 0.0px; font: 16.0px Arial;"><em>By the tens of thousands they fled to the mountains. They changed the face of its bone-poor countryside and tested the mettle of one small hospital.</em></p>
<p style="margin: 0.0px 0.0px 16.0px 0.0px; font: 16.0px Arial;"><em>First came the wounded. Legs crushed, arms broken, bellies punctured, they were loaded into cars and pickup trucks, the famously overloaded "tap-tap" cabs of Port-au-Prince, and driven 70 miles. Some, still bleeding, legs or arms broken, arrived on the backs of motorcycles.</em></p>
<p style="margin: 0.0px 0.0px 16.0px 0.0px; font: 16.0px Arial;">To finish reading the whole article go here: <a href="http://bit.ly/aPoRK0" target="_blank">http://bit.ly/aPoRK0</a></p>
<p style="margin: 0.0px 0.0px 16.0px 0.0px; font: 16.0px Arial;"><img src="http://www.mickmarsden.com/agent_files/Haiti%20Event/Haiti%20Art%20Show%20Results%201.jpg" alt="" width="546" height="640" /></p>]]></description><link>http://www.mickmarsden.com/Blog/Haiti-Art-Show-Fund-Raiser-a-Success</link><guid>http://www.mickmarsden.com/Blog/Haiti-Art-Show-Fund-Raiser-a-Success</guid><pubDate>Mon, 01 Feb 2010 08:43:00 GMT</pubDate></item><item><title>The Riverside BNI Will Soon Be Chartered</title><description><![CDATA[<p><img src="http://www.mickmarsden.com/agent_files/BNI%20Before%20Charter%2022.jpg" alt="" width="660" height="439" /></p>
<p>If you happen to drive by Essex Town Hall some Tuesday morning just before 7:30am and notice a huddle of men in women in front of the doors, don't worry, they're not about to stage a protest. These are 25 of the most dedicated business professionals in their respective fields waiting to get out of the cold to begin their weekly Business Network International meeting.</p>
<p>The River to Shore Group joined this new group that is to be chartered 2 February 2010 so that we could meet other business owners in myriad professions whom are committed to growing their businesses as seriously as we are. We are often asked by the many clients we serve "Do you know some who does (fill in this blank) that we can trust, will show up, and do a good job?"</p>
<p><img src="http://www.mickmarsden.com/agent_files/BNI%20Before%20Charter%205.jpg" alt="" width="660" height="258" /></p>
<p><em>It require's an auditorium and many tables to hold the expanding membership</em></p>
<p>BNI is the best place for us to meet so many different types of business owners who excel at what they do. Business Network Int'l was started in 1985 with a single purpose: to develop the referral business of the members. From that point, BNI has grown to the vast networking group it has become. <br /><br /> BNI is in 42 countries with over 100,000 members. There are almost 1,500 members in Connecticut in almost 60 Chapters. We allow one person per profession to join each chapter, thus guaranteeing exclusivity to the members in their business category.</p>
<p><br /><img src="http://www.mickmarsden.com/agent_files/BNI%20Before%20Charter%201.jpg" alt="" width="660" height="440" /></p>
<p><em>Pictured: Jim O'Shea, BNI Area Director speaks it's new chapter members.</em></p>
<p>Annual membership in BNI costs less than a business suit - it's the most cost-effective way to market yourself in today's highly competitive marketplace. If you value having 30, 40, or more other business people marketing you to others, then BNI is the right place for you!</p>
<p>We have just 25 different types of businesses in this soon to be chartered businesses. We're looking for many more. Are you a photographer, payroll company, cleaning company, real estate appraiser, or handy man or know of one that wants to grow their business and be associated with the excellence that is required to become a member? Then please come as my invited guest any Tuesday at 7:30am at Essex Town Hall Auditorium to see what it's like and what we do. Consider it a standing invitation. There are literally 50+ plus more business types we're looking to recruit. A nearby chapter that is just 2 years old passes 400 referrals per month to it's members. Those who are referred get top notch service from that business. The referrer thanked profusely for turning them on to the source. It's a give and take that can't be topped. I hope to see you Tuesday.&nbsp;</p>
<p>For more information on BNI visit: <a href="http://www.BNICT.com" target="_blank">BNICT.com</a></p>]]></description><link>http://www.mickmarsden.com/Blog/The-Riverside-BNI-Will-Soon-Be-Chartered</link><guid>http://www.mickmarsden.com/Blog/The-Riverside-BNI-Will-Soon-Be-Chartered</guid><pubDate>Fri, 29 Jan 2010 03:00:00 GMT</pubDate></item><item><title>The 2010 Toyota Prius. Fabulous Gen 3 Edition. Even Better Car Buying Experience</title><description><![CDATA[<p>I bought my 2009 Prius at Charles Toyota in March last year. As a REALTOR&reg; a 20K lease always has worked out. My whole life I've been a German engineering fan only owning VW, Audi or BMW. 6 years ago I had a BMW convertible that was pretty tricked out and loved it. After two in a row that made go broke replacing sensors and computer components (the car simply wouldn't run without these prone fail components) I turned to my first lease and bought fully loaded VW Passat. I really loved that car but it too was prone to many failures and even had to have the engine replaced. All under warranty of course, but it certainly didn't make it a great car ownership experience. <br /><br />As I've been green at heart for way longer than my love of fast and nimble German cars, the unreliability turned me to a Prius. Yes I had to adjust to not coming off the line like a elk in rut, I found myself loving this car and the technology within like no other. I'm 57 and pretty much a hippie still with a long gray ponytail so many say that I fit the part: A hippie, Prius driving, eco-green REALTOR&reg;&nbsp; who just loves renewable energy and keeping the planet healthy. <br /><br />Although I bought by Prius from Charles Toyota in Norwich because of my sister's relationship with management there, I've always gone to Lorensen Toyota in Old Saybrook because my River To Shore Group Real Estate group is in the quaint village of Essex at 35 Main Street at the Page Taft GMAC Real Estate office. <br /><br />Even though I bought my car at another dealership, everyone at Lorensen treated me as though I bought it from them. Suffice it to say that I was surprised when service coordinator Gregg Garafalo offered me a 2010 Prius to drive when my 5 hour service was being done so I didn't have to wait for as I've done for all other short service pit stops.</p>
<p><img src="http://www.mickmarsden.com/agent_files/IMG_0840.jpg" alt="" width="480" height="640" /></p>
<p><em>Gregg Garafalo, a fellow iPhone fan, is always smiling and ready to help.</em></p>
<p>I wasn't out of the lot with the gen 3 version with this leading edge hybrid when I realized this way beyond what I was driving in the gen 2 that I was more than happy with just a minute ago. <br /><br />After becoming familiar with all of the new features in this larger, more spacious model, I fell more and more in love with it. It's got more power, more responsive drive train, offers a power mode to jump out on the highway with confidence, and and ECO mode that I used most of the day, and a full EV mode for those rare occasions where I might run out of gas and need a couple of free miles sans gas engine to grab some fuel (believe it or not I ran out of fuel 3 time with my gene 2 and the batteries got me to a petrol station each and every time). <br /><br />When I brought it back to pick up the car it was beyond service hours and I had to go through the sales room. I walked by the cordial business manage Keith and told him how much I loved the new car and was disappointed that they didn't offer a back up camera that I've come to rely upon on a daily basis. He called over salesperson Della Hamberg and he asked her to answer my question. She quickly and eagerly brought me out to a model that had the optional touch screen navigation system to show me the new layout with the impressive sweeping console that reposition the sci-fi like transmission control that is a kind of fly-by-wire control.</p>
<p><img src="http://www.mickmarsden.com/agent_files/IMG_0838.jpg" alt="" width="640" height="480" /></p>
<p><em>Della Hamberg, Sales Associate Extraordinaire</em></p>
<p>As I was thanking her for her time and telling her how I look forward to my lease coming due she asked if I'd like her to figure out how I could get one sooner. I explained I didn't want to waste her time, that I've only owned my car for 11 months and at this point was over mileage by 11K and still had 6 weeks to go before the 1 year mark ticked off my mental counter. <br /><br />Della, a consummate pro with a wonderful and laid back demeanor presented the first set of numbers to me for the fully loaded Package 5 car I told her I built on-line when them came out to see where they'd be priced out and I nearly threw up blood. I thought as much I told her but she didn't give up. She simply asked where did the numbers have to be to make the deal happen. Mind you I was just picking up my car for service and here I was now in a very low key negotiation going back and fort to see how this could be done. Within 45 minutes with a little give and take from both sides I was giving her my credit card to bring down the new white gen 3 Prius I thought I'd be waiting 2+ more years to drive of in. <br /><br />The members of this dealership from the service coordinator to the sales manager were beyond nice, supremely professional, and just the opposite of the stereotypical dealership experience one expects. Suffice it to say from me that this is the finest automobile purchase experience I've ever had. They made me a deal that was more than fair and was easily justifiable to do. Once it passed muster with my better half I drove of the lot feeling like a little kid on Christmas 3pm the following day&hellip;just 21 hours later. <br /><br />Della and Keith and one other member of the team triple teamed me to give me the most special send off. I drove off the lot with a loaded metallic white genii 3 Prius with gray leather heated seats (a feature not available in the genii 2) and was levitating from all the new features, solid feel, and luxurious appointments. Toyota had more than corrected and improved upon their previous efforts as though they were all my ideas. I can play my iPod without wires using the built-in multi-channel bluetooth connection and listen in style on the rich JBL sound system. That same connection seamlessly hands off to the phone when I make a call or wish to answer one. It's an elegant solution to the clumsy but functional audio in function from before. What's more there is a USB 2.0 plug in the console that allows me to plug in my off the shelf iPhone cable to charge it up. <br /><br />If you want to know more about this car I guess you'll have to go see Della and experience it for yourself. After you buy it you'll soon be great buds with Gregg and his other pleasant colleagues. The sales Manager Jos&eacute; is certainly not like many I've met who sit in this chair so don't be bashful. They won't beat you up and it will be a great experience.</p>
<p>BTW: They tell me that if you tell Mick Marsden sent you they will give me $50 to a local restaurant. So if you do, let's meet for dinner!</p>
<p>Visit: <a href="http://lorensentoyota.com/Default.aspx">http://lorensentoyota.com/Default.aspx</a></p>]]></description><link>http://www.mickmarsden.com/Blog/The-2010-Toyota-Prius-Fabulous-Gen-3-Edition-Even-Better-Car-Buying-Experience</link><guid>http://www.mickmarsden.com/Blog/The-2010-Toyota-Prius-Fabulous-Gen-3-Edition-Even-Better-Car-Buying-Experience</guid><pubDate>Fri, 29 Jan 2010 03:00:00 GMT</pubDate></item><item><title>7 Grove Avenue, East Lyme, CT</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/7-Grove-Avenue-East-Lyme-Connecticut/images/noimage.jpg?size=ListingThumbnail" title="" alt="No image available" style="float:left; padding:3px;" />]]></description><link>http://www.mickmarsden.com/property/7-Grove-Avenue-East-Lyme-Connecticut</link><guid>http://www.mickmarsden.com/property/7-Grove-Avenue-East-Lyme-Connecticut</guid><pubDate>Fri, 08 Jan 2010 19:31:50 GMT</pubDate></item><item><title>New RESPA Rules Start Jan. 1</title><description><![CDATA[<p><span style="font-family: Arial; font-size: 10pt;">The government hopes that the revamped Real Estate Settlement and Procedures Act, which takes effect Jan. 1, will make it easier for home buyers to understand what&rsquo;s going on at closing.</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">While some industry professionals are enthusiastic, others are dubious that these new regulations will really clear the fog.</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">"I think the net result is that it will cost consumers more because it will discourage shopping," said Hank Shulroff, senior vice president at Attorneys' Title Guaranty Fund. "The early disclosures are more transparent, but in the end the consumer is going to have less information about what it is they actually purchased, especially as it relates to title services."</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">Jeri Lynn Fox, president of the Illinois Association of Mortgage Professionals, finds the new procedures more, rather than less, confusing. &ldquo;Whenever you have confused consumers, isn't that when the opportunity for them to be taken advantage of comes up?" she asks.</span><br /><br /><em><span style="font-family: Arial; font-size: 10pt;">Source: Chicago Tribune, Mary Ellen Podmolik (12/18/2009)</span></em></p>]]></description><link>http://www.mickmarsden.com/Blog/New-RESPA-Rules-Start-Jan-1</link><guid>http://www.mickmarsden.com/Blog/New-RESPA-Rules-Start-Jan-1</guid><pubDate>Tue, 05 Jan 2010 15:13:00 GMT</pubDate></item><item><title>Foreclosures Weigh on Home Appraisals</title><description><![CDATA[<p><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt;"><span style="font-size: 17px; line-height: 40px;"><strong><span style="font-weight: normal;"><span style="font-size: 10pt;">Approximately 25 percent of real estate practitioners say low appraisals have broken up deals, according to the NATIONAL ASSOCIATION OF REALTORS&reg;.   While foreclosed properties typically are not included in a comparable sales analysis, they account for about 40 percent of home sales -- more than 50 percent in some markets -- making it difficult for appraisers to value properties not in the foreclosure process.   Additionally, new industry rules that require mortgage lenders to order appraisals through in-house staff or appraisal management companies means more appraisers without knowledge of the local market are making valuations.   While Zillow.com says non-foreclosures are selling for upwards of 30 percent more than foreclosures, a study of 20 years of home sales in Massachusetts by Harvard University's Joint Center for Housing Studies indicates that dwellings closer than 100 yards to a foreclosure lose about 1 percent in value.  Source: USA Today (01/04/10)</span></span></strong></span></span></p>]]></description><link>http://www.mickmarsden.com/Blog/Foreclosures-Weigh-on-Home-Appraisals</link><guid>http://www.mickmarsden.com/Blog/Foreclosures-Weigh-on-Home-Appraisals</guid><pubDate>Mon, 04 Jan 2010 16:06:00 GMT</pubDate></item><item><title>Moving In: East Hampton, CT</title><description><![CDATA[<p>Can a couple with West Coast tastes and a sense of history find a house in Connecticut that satisfies both? Absolutely, say Derek and Joyce Hyde, a pair of fortysomething professionals who closed last month on a home in East Hampton that is a rare blend of old and new.&nbsp;<br /><br />The core of the 3,200-square-foot colonial was an overgrown shack of a sea captain's house built around 1850 but meticulously restored and added onto by the previous owner in 2007. The newer, 2,200-square-foot portion of the house includes a state-of-the-art kitchen, master suite, great room, mudroom and attached two-car garage.&nbsp;<br /><br />"The only parts that are really original are the upstairs guest bedrooms," said Joyce Hyde, executive director of the Glastonbury Wellness Center and Healthtrax, "but even those are updated in this interesting combination of old and new."&nbsp;<br /><br />The Hydes were living in Southern California and moved east to find new jobs. Joyce lived most of her life in California, but Derek, a claims manager with The Hartford, was born and raised in East Hampton and has two brothers still living there as well nieces, nephews and many friends from high school and college.&nbsp;<br /><br />When their yearlong house hunt began, the couple looked at just about everything, including land, trying to figure out what they wanted, said their agent, Mick Marsden of Page Taft GMAC Real Estate.&nbsp;<br /><br />Coming from Orange Country, the couple figured they could afford waterfront. When they realized they could not, they refocused their search on other properties. All told, Marsden said he showed the couple about 48 properties in what seemed like every town in Middlesex and Hartford counties. In the end, they narrowed their choices to two: a house in Glastonbury that needed work but had a gourmet kitchen, pool and nice backyard, and the house in East Hampton, which didn't have a pool but was priced right and was move-in ready.&nbsp;<br /><br />"It was hard to pass up, but it would have taken too much work to feel comfortable," Joyce said of the Glastonbury house. "For the same amount of money, we could get a completely done house."&nbsp;<br /><br />By the time they made their offer, the house had been on the market for 325 days and the asking price reduced several time. The Hydes paid $530,000, $45,000 less than the lowest list price.<br /><br />"They got a tremendous deal," said Marsden. "This is one of those cases when it was a buyer's market, and they scored."<br /><br /><em style="font-style: normal; font-weight: normal;">&mdash; Loretta Waldman, Special to The Courant</em><br /><br /><em style="font-style: normal; font-weight: normal;"></em><br /><br /><br /><br /><em class="infobox" style="font-style: normal; font-weight: normal;">
<h2 class="subhead" style="padding-top: 0px; padding-right: 0px; padding-bottom: 5px; padding-left: 0px; font-size: 14px; font-weight: normal; color: #000000; margin: 0px;">EAST HAMPTON FACTS:</h2>
<em class="b" style="font-style: normal; font-weight: normal;">&bull; Population (2008):&nbsp;</em>14,651<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Median single-family home sales price (Jan.-Oct. 2009):&nbsp;</em>$230,000<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Median condo sales price (Jan.-Oct. 2009):&nbsp;</em>$170,000<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Number of single-family home sales (2007):&nbsp;</em>162<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">Less than $100,000:&nbsp;</em>4<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$100,000 - $199,999:&nbsp;</em>19<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$200,000 - $299,999:&nbsp;</em>67<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$300,000 - $399,999:&nbsp;</em>51&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$400,000 or more:&nbsp;</em>21<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Number of new housing permits in:</em><br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2008:&nbsp;</em>34<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2007:</em>&nbsp;71<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2006:</em>&nbsp;85&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2005:&nbsp;</em>134<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2004:&nbsp;</em>158<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Housing stock (2007):&nbsp;</em>5,207 units; 84 percent single-family<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Owner-occupied dwellings:&nbsp;</em>76 percent<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Housing stock age, pre-1950:&nbsp;</em>27 percent<br /><br />SOURCES: Connecticut Department of Economic and Community Development; Connecticut Economic Resource Center; The Warren Group<br /></em></p>]]></description><link>http://www.mickmarsden.com/Blog/Moving-In-East-Hampton-CT</link><guid>http://www.mickmarsden.com/Blog/Moving-In-East-Hampton-CT</guid><pubDate>Mon, 04 Jan 2010 09:15:00 GMT</pubDate></item><item><title>Moving In: Marlborough, CT</title><description><![CDATA[<p><strong>Daughter and Son-in-law and clients moved from Manchester to Marlborough CT. This is the article as printed in the Sunday Hartford Courant on 3 January 2010:</strong></p>
<p>After losing out on what they thought was the perfect house, Zach and Aimee Vetter thought maybe they'd just stay in the Manchester farmhouse they had owned for 10 years. Shortly later, though, someone came along and bought it, so the couple, 35 and 34 respectively, had to find another house, fast.&nbsp;</p>
<p><br />Aimee's dad, real estate agent Mick Marsden, had an idea. Instead of looking in Manchester, where finding a prospective property could take two to three weeks, why not check out nearby<a id="PLGEO100100202170000" class="taxInlineTagLink" style="font-weight: 700; color: #004276; text-decoration: none;" title="Marlborough" href="http://www.courant.com/topic/us/connecticut/hartford-county/marlborough-PLGEO100100202170000.topic">Marlborough</a>? To minimize the chance of being outbid again, Marsden, an agent with Page Taft GMAC Real Estate, suggested the couple look only at houses that had been on the market for 180 days or more.&nbsp;<br /><br />Soon enough, they found a contender: a 1981 owner-built contemporary with the extra square footage and bathrooms they wanted within their $275,000 price range. The 2,300-square-foot home had been on the market for 221 days, during which the original $299,000 asking price had been reduced to $265,900. The owner, who already had bought a new house, was anxious not to have to pay two mortgages.&nbsp;<br /><br />Zach Vetter remembers saying "yeah, sure" when his father-in-law asked if they wanted to make an offer. Though skeptical they would get it, he and Aimee put in a bid.&nbsp;<br /><br />"An hour later I got a text message saying, 'You just bought a house,'" Vetter said.&nbsp;<br /><br />The couple paid $260,000 and closed on Oct. 30, the same date as the buyer of their house in Manchester. Though it is a little farther from the three restaurants he runs with his family, Zach Vetter said he and Aimee, a hairdresser, are very happy in their new digs.<br /><br />The house has skylights, a brick vestibule and a fenced-in back yard with a fire pit and hot tub, he said. An upstairs loft doubles as an office for them and a playroom for their son and daughter, 3 and 6.&nbsp;<br /><br />Instead of one bathroom, the new house has two and a half, including one in the master bedroom and a Jack and Jill-style full bathroom between the kids' rooms. The kitchen is big and has granite countertops.&nbsp;<br /><br />"We just had a party and it fit everybody, which is good," said Zach Vetter. "We could not have done that in the old house."&nbsp;<br /><br /><em style="font-style: normal; font-weight: normal;">&mdash; Loretta Waldman, Special to The Courant</em><br /><br /><em style="font-style: normal; font-weight: normal;"></em><br /><a href="http://www.courant.com/business/real-estate/hc-hremovingin0103.artjan03,0,5401913,full.story">Click here to visit story on courant.com</a><br /><br /><br /><em class="infobox" style="font-style: normal; font-weight: normal;">
<h2 class="subhead" style="padding-top: 0px; padding-right: 0px; padding-bottom: 5px; padding-left: 0px; font-size: 14px; font-weight: normal; color: #000000; margin: 0px;">TOWN FACTS:</h2>
<em class="b" style="font-style: normal; font-weight: normal;">&bull; Population (2008):&nbsp;</em>6,185<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Median single-family home sales price (Jan.-Oct. 2009):&nbsp;</em>$273,500<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Median condo sales price (Jan.-Oct. 2009):&nbsp;</em>$239,700<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Number of single-family home sales (2007):&nbsp;</em>69&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">Less than $100,000:&nbsp;</em>0<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$100,000-$199,999:&nbsp;</em>7<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$200,000-$299,999:&nbsp;</em>25&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$300,000-$399,999:</em>&nbsp;18&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">$400,000 or more:&nbsp;</em>19<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Number of new housing permits in:</em><br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2008:&nbsp;</em>3<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2007:</em>&nbsp;12<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2006:</em>&nbsp;29&nbsp;<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2005:&nbsp;</em>33<br /><br /><em class="i" style="font-style: normal; font-weight: normal;">2004:&nbsp;</em>33<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Housing stock (2007):&nbsp;</em>2,303 units; 94 percent single-family<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Owner-occupied dwellings:&nbsp;</em>88 percent<br /><br /><em class="b" style="font-style: normal; font-weight: normal;">&bull; Housing stock age, pre-1950:&nbsp;</em>14 percent<br /><br />SOURCES: Connecticut Department of Economic and Community Development; Connecticut Economic Resource Center; The&nbsp;<a id="PLGEO100100203240000" class="taxInlineTagLink" style="font-weight: 700; color: #004276; text-decoration: none;" title="Warren (Litchfield, Connecticut)" href="http://www.courant.com/topic/us/connecticut/litchfield-county/warren-%28litchfield-connecticut%29-PLGEO100100203240000.topic">Warren</a>&nbsp;Group<br /></em></p>]]></description><link>http://www.mickmarsden.com/Blog/Moving-In-Marlborough-CT</link><guid>http://www.mickmarsden.com/Blog/Moving-In-Marlborough-CT</guid><pubDate>Mon, 04 Jan 2010 09:13:00 GMT</pubDate></item><item><title>56 Sheepskin Hollow Road, East Haddam, CT 06423</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/56-Sheepskin-Hollow-Road-East-Haddam-Connecticut/i/201301/0/t?pid=" title="" alt="" style="float:left; padding:3px;" />]]></description><link>http://www.mickmarsden.com/property/56-Sheepskin-Hollow-Road-East-Haddam-Connecticut</link><guid>http://www.mickmarsden.com/property/56-Sheepskin-Hollow-Road-East-Haddam-Connecticut</guid><pubDate>Mon, 21 Dec 2009 18:54:02 GMT</pubDate></item><item><title>Great Commercial Opportunity</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/39-North-Grove-Beach-Road-Westbrook-Connecticut/images/noimage.jpg?size=ListingThumbnail" title="" alt="No image available" style="float:left; padding:3px;" />]]></description><link>http://www.mickmarsden.com/property/39-North-Grove-Beach-Road-Westbrook-Connecticut</link><guid>http://www.mickmarsden.com/property/39-North-Grove-Beach-Road-Westbrook-Connecticut</guid><pubDate>Mon, 21 Dec 2009 18:34:23 GMT</pubDate></item><item><title>More Home Owners Walk Away</title><description><![CDATA[<p><span style="font-family: Arial; font-size: 10pt;">A growing number of home owners in Arizona, California, Florida, and Nevada&mdash;where prices have fallen the most&mdash;are walking away from their properties.&nbsp;</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">They are leaving the deal behind not because they can&rsquo;t pay but because they don&rsquo;t want to. A study by researchers at Northwestern University and the University of Chicago concludes that as many as 25 percent of defaults are driven by strategy, not necessity.</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">If many other people follow suit, &ldquo;It&rsquo;s going to be really difficult to prevent a cascade effect," says Paola Sapienza, a professor of finance at Northwestern.</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">Brent White, an associate law professor at the University of Arizona, points to actions by banks themselves to avoid staying in bad business deals as an example of why homeowners should make a decision "unclouded by unnecessary guilt or shame."&nbsp;</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">For instance, on Thursday, financial services firm Morgan Stanley announced that it is turning five San Francisco office buildings back over to its lender two years after it purchased them when the market was at its priciest. The buildings are estimated to be worth about half of what Morgan Stanley paid.</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">&ldquo;This isn&rsquo;t a default or foreclosure situation,&rdquo; spokeswoman Alyson Barnes told Bloomberg News. &ldquo;We are going to give them the properties to get out of the loan obligation.&rdquo;</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">Morgan Stanley is apparently current on the loan, so this is what is known as a &ldquo;strategic default.&rdquo;&nbsp;</span><br /><br /><span style="font-family: Arial; font-size: 10pt;">Some might ask: If strategic defaults are OK for banks, why aren&rsquo;t they OK for ordinary homeowners?</span><br /><br /><em><span style="font-family: Arial; font-size: 10pt;">Source: The Wall Street Journal, James R. Hagerty and Nick Timiraos (12/17/2009) and Bloomberg, Emily Friedlander (12/17/2009)</span></em></p>]]></description><link>http://www.mickmarsden.com/Blog/More-Home-Owners-Walk-Away</link><guid>http://www.mickmarsden.com/Blog/More-Home-Owners-Walk-Away</guid><pubDate>Sun, 20 Dec 2009 07:50:00 GMT</pubDate></item><item><title>Nine Consecutive Gains for Pending Home Sales</title><description><![CDATA[<table style="width: 507px;">
<tbody>
<tr>
<td class="itemheader" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 16px; color: #003399; font-weight: 900; padding-bottom: 3px; padding-top: 3px; margin-bottom: 3px;">&nbsp;</td>
</tr>
<tr>
<td class="blacktext" style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 19px; color: #000000; font-weight: normal; margin-top: 5px; margin-bottom: 5px; height: 19px;" width="500">Pending home sales have risen for nine months in a row, a first for the series of the index since its inception in 2001, according to the latest survey. The Pending Home Sales Index increased 3.7 percent to 114.1 from 110.0 in September, and is 31.8 percent above October 2008 when it was 86.6. The rise from a year ago is the biggest annual increase ever recorded for the index, which is at the highest level since March 2006 when it was 115.2. Lawrence Yun, NAR chief economist, said home sales are experiencing a pendulum swing. &ldquo;Keep in mind that housing had been underperforming over most of the past year. Based on the demographics of our growing population, existing-home sales should be in the range of 5.5 million to 6.0 million annually, but we were well below the 5-million mark before the home buyer tax credit stimulus,&rdquo; he said. &ldquo;This means the tax credit is helping unleash a pent-up demand from a large pool of financially qualified renters, much more than borrowing sales from the future."<br /></td>
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<td class="itemheader" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 16px; color: #003399; font-weight: 900; padding-bottom: 3px; padding-top: 3px; margin-bottom: 3px;"><span style="font-family: Arial, Helvetica, sans-serif; font-weight: 900; font-size: 14px; color: #003399; padding-bottom: 3px; padding-top: 3px; margin-bottom: 3px;"><br /><strong>Forecast for 2010</strong></span></td>
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<td class="blacktext" style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 19px; color: #000000; font-weight: normal; margin-top: 5px; margin-bottom: 5px; height: 19px;" width="500">In all, says NAR Chief Economist Lawrence Yun, 4.4 million Americans look to take advantage of the home buyer tax credit before it expires by the middle of next year. From the enactment in February of this year through October, NAR estimates 1.8 million households would have qualified to claim the first-time home buyer tax credit. Now with the tax credit deadline extended till the end of June 2010 (for closings, with contracts signed by the end of April, 2010) and also available to many move-up buyers, an additional 2.6 million families would likely claim the home buyer tax credit.&nbsp;</td>
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</table>]]></description><link>http://www.mickmarsden.com/Blog/Nine-Consecutive-Gains-for-Pending-Home-Sales</link><guid>http://www.mickmarsden.com/Blog/Nine-Consecutive-Gains-for-Pending-Home-Sales</guid><pubDate>Wed, 16 Dec 2009 08:35:00 GMT</pubDate></item><item><title>Your Boat Slip and Private Beach is Waiting!!</title><description><![CDATA[<img src="http://www.mickmarsden.com/property/63-Nehantic-Trail-Old-Saybrook-Connecticut/i/198952/0/t?pid=" title="Gracious entry" alt="" style="float:left; padding:3px;" /><p>Does your dream home include a spacious open floor plan, gourmet kitchen and a first floor bedroom suite that rivals those of fine hotels? Does it include an oversized garage large enough for not only your everyday cars but your Sunday convertible and a golf cart to get you to your boat slip or the private beach that's a deeded right? If any of this resonates with you then this must might be your next home.&nbsp;</p>
<p>The open floor plan lends itself to entertaining and is situated around a great fireplace and 4-season sunroom and a pavered stone patio beyond for sunny and warm days.</p>
<p>Aloft you'll find 3 guest bedrooms, a spacious full bathroom that takes in wonderful natural light from its large skylight, and a large bonus room that could be your next office, game room, or media center.</p>
<p>There is ample second floor space over the garage that is finished and currently used as guest quarters and is ready for myriad uses.</p>
<p>Parking is often an issue in beach communities as parking is not allowed on the streets. The large .32 acre parcel allows for parking many cars so no worries here. There is enough room for the current owner to stow his 32' powerboat beside his garage and yet not be seen from the home.</p>
<p>This property is part of the private Indiantown Beach Association which offers 2 sandy beaches, a clubhouse that is host to many wonderful events, and a private marina. The costs of a slip are a fraction of what it would cost you elsewhere and can accomodate up to a 34' craft.&nbsp;</p>
<p><a href="http://63nehantictrail.com/" target="_blank">For even more info on this fine Indian Town Beach home.</a>&nbsp;</p>]]></description><link>http://www.mickmarsden.com/property/63-Nehantic-Trail-Old-Saybrook-Connecticut</link><guid>http://www.mickmarsden.com/property/63-Nehantic-Trail-Old-Saybrook-Connecticut</guid><pubDate>Fri, 04 Dec 2009 23:54:28 GMT</pubDate></item></channel></rss>